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search skip to content help directory menu home categories cars money sources about search for: search 5 steps to take after (finally) paying off your credit cards posted on july 28, 2018 by aldousbri moneytips with hard work and discipline, you’ve managed to whittle down your sizable credit card debt to zero. what’s the next step? more hard work and discipline. keep doing what you were doing, because it’s working for you. the principles that allowed you to eliminate your debt established fiscal responsibility and gave you positive momentum. don’t let that momentum slip away. follow these five steps to keep increasing credit card balances a thing of the past. keep the surplus – now that you’ve eliminated your credit card balance, resist the urge to go on a spending spree. don’t settle for merely limiting charges to the amount that you can pay off at the end of the month. keep your budget steady and spending low so that income continues to exceed expenses. you have better things to do with the surplus. build emergency/retirement funds – the first priority with your surplus should be to start an emergency fund that provides a bu… posted in borrowing , credit cards tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax the easy way to save thousands on your mortgage posted on july 27, 2018 by aldousbri moneytips you probably comparison-shop for most of your purchases, especially the high-dollar ones. if you’re going to spend money on a new appliance or an automobile, you want to review options to make sure you’re getting the best deal. according to the consumer financial protection bureau (cfpb), there’s a big exception to this rule – mortgages. almost one-third of homebuyers don’t bother shopping around with different lenders to find the best mortgage rate offer for their home purchase. in fact, over three-quarters of homebuyers applied for a mortgage with only one lender! why would you not shop around for the mortgage rate on your new home – the largest purchase that most americans will ever make in their lifetime? the cfpb suggests several reasons, topped by the assumption that shopping makes no tangible difference. a previous survey by the cfpb and the federal housing finance agency found that most consumers assume all mortgage lenders offer roughly the sam… posted in borrowing , credit rating , home purchase loan tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax 5 spending habits that won’t rebuild your credit posted on july 26, 2018 by aldousbri moneytips when your credit score is down, it takes great effort to rebuild it. you have to take care to pay down your debts and get your finances in order. you may also have to change some of your spending habits to have the greatest impact. consider these five spending habits that will retard your credit rebuilding efforts. 1. paying cash arguably, it is responsible behavior to pay your bills with cash but using cash does not give lenders any way to assess your creditworthiness. there is no payback to monitor because there is no lending involved. as millennial money expert stefanie o’connell notes: “if you are not borrowing money and you have no history of borrowing money, then you have no credit. that means not being able to be approved for the mortgage or the auto loan or the personal loan… whatever it is in the future.” 2. using debit cards or prepaid cards the same principle applies here as it does with… posted in automotive loan , borrowing , credit cards , credit rating tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax video: the top 3 credit score myths posted on july 26, 2018 by aldousbri moneytips does checking your credit score actually lower it? how does avoiding credit or closing an old account impact your current rating? watch our exclusive video above as moneytips consumer advocate kristin malia reveals the truth behind three popular credit myths. you can check your credit score and read your credit report for free within minutes using credit manager by moneytips . posted in borrowing , credit rating tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax all about real estate disclosures posted on july 25, 2018 by aldousbri moneytips you want to know exactly what you are getting when you make any large purchase, especially when you are buying a home – the largest purchase that many americans will ever make in their life. that’s why a real estate disclosure statement is a fundamental part of any real estate transaction. by law, home sellers must provide a disclosure statement in writing regarding the condition of their home. the contents of disclosure statements vary by state and municipality, but they must disclose known hazards and defects of the home, as well as any important information that may affect the seller’s decision. as a seller, you must make sure that you compile a thorough list of disclosure items. your agent should be able to help you determine if each item must be disclosed. sellers are not required to search for any unknown defects, but failing to disclose a reasonab… posted in borrowing , home purchase loan , mortgage refinance tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax adverse action notices 101 posted on july 25, 2018 by aldousbri moneytips have you been rejected for credit? you can mope and complain about the unfairness of it all – or you can turn a negative today into a positive tomorrow by learning from the experience. thanks to the fair credit reporting act (fcra) and the equal credit opportunity act (ecoa), you must receive an adverse action notice that explains why a potential creditor has denied your application. if the decision was made based on information from a credit report, the adverse action notice must contain the following information: the name, address, and phone number of the credit-reporting agency (cra) that provided the information used to make the decision. a statement explaining the reason for the denial of credit. your right to receive a free copy of your credit report from the cra, and the right to dispute the information in the report. if your credit score was involved in the decision to deny credit, your credit score … posted in borrowing , credit rating tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax millennials have more home buying regrets posted on july 24, 2018 by aldousbri moneytips living the dream homeownership is one of the classic measures of “the american dream.” according to a recent bank of the west millennial study, over half of respondents (58%) say they’ve either attained the american dream or that the american dream is still attainable. a similar percentage (59%) says that owning a home is a top ingredient in the american dream – surpassing retiring comfortably (56%), being debt-free (53%), and even having children (41%). millennials show approximately the same numbers in all of these categories, but they break sharply from other generations in one aspect. over two-thirds of millennials (68%) say they have regrets about their home purchase – almost twice as many as baby boomers and thirteen percentage points above members of generation x. perhaps millennials are expecting too much out of homeownership, ignoring the old axiom – “the secret to happiness is low expectations.” the study suggests rose-colored glasses ma… posted in borrowing , home purchase loan tagged auto , banking , banks , borrowing , credit , loans , money , mortgage , tax 5 things to know before getting a credit card posted on july 24, 2018 by aldousbri moneytips getting your first credit card can be a liberating experience. you can enjoy the convenience of a simple swipe or tap, and you don’t have to worry about having cash for all your purchases. however, if you don’t use your card wisely, it’s easy to get into unpleasant credit situations that can have long-

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Informations Whois

Whois est un protocole qui permet d'accéder aux informations d'enregistrement.Vous pouvez atteindre quand le site Web a été enregistré, quand il va expirer, quelles sont les coordonnées du site avec les informations suivantes. En un mot, il comprend ces informations;

Domain Name: help.directory
Registry Domain ID: 494a7ed462dc4fe690c5e7cd27c09f56-DONUTS
Registrar WHOIS Server: who.godaddy.com/
Registrar URL: http://www.godaddy.com/domains/search.aspx?ci=8990
Updated Date: 2017-09-29T22:27:21Z
Creation Date: 2014-02-19T16:00:03Z
Registry Expiry Date: 2019-02-19T16:00:03Z
Registrar: GoDaddy.com, LLC
Registrar IANA ID: 146
Registrar Abuse Contact Email: abuse@godaddy.com
Registrar Abuse Contact Phone: +1.4806242505
Domain Status: clientDeleteProhibited https://icann.org/epp#clientDeleteProhibited
Domain Status: clientRenewProhibited https://icann.org/epp#clientRenewProhibited
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Domain Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
Registry Registrant ID: 40ddbc1adfcc4baaabdb75080c86a64e-DONUTS
Registrant Name: Brian Tinio
Registrant Organization: Quadratus Inc.
Registrant Street: 1050 Meadowridge Cres.
Registrant City: Pickering
Registrant State/Province: Ontario
Registrant Postal Code: L1V 4Z5
Registrant Country: CA
Registrant Phone: +1.9054923334
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: info@quadratus.com
Registry Admin ID: cb300221bb0f4a868de36afc37df0be4-DONUTS
Admin Name: Brian Tinio
Admin Organization: Quadratus Inc.
Admin Street: 1050 Meadowridge Cres.
Admin City: Pickering
Admin State/Province: Ontario
Admin Postal Code: L1V 4Z5
Admin Country: CA
Admin Phone: +1.9054923334
Admin Phone Ext:
Admin Fax:
Admin Fax Ext:
Admin Email: info@quadratus.com
Registry Tech ID: 1505bf7a7adc4e29918f9b8971a2653e-DONUTS
Tech Name: Brian Tinio
Tech Organization: Quadratus Inc.
Tech Street: 1050 Meadowridge Cres.
Tech City: Pickering
Tech State/Province: Ontario
Tech Postal Code: L1V 4Z5
Tech Country: CA
Tech Phone: +1.9054923334
Tech Phone Ext:
Tech Fax:
Tech Fax Ext:
Tech Email: info@quadratus.com
Name Server: ns1.private-nameserver.net
Name Server: ns4.private-nameserver.net
Name Server: ns2.private-nameserver.net
Name Server: ns3.private-nameserver.net
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of WHOIS database: 2018-01-01T07:02:09Z <<<

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SERVERS

  SERVER directory.whois-servers.net

  ARGS help.directory

  PORT 43

  TYPE domain
RegrInfo
DOMAIN

  NAME help.directory

NSERVER

  NS3.PRIVATE-NAMESERVER.NET 199.195.255.66

  NS1.PRIVATE-NAMESERVER.NET 209.141.39.8

  NS4.PRIVATE-NAMESERVER.NET 209.141.39.8

  NS2.PRIVATE-NAMESERVER.NET 199.195.255.66

  REGISTERED yes

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